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Disha Arts ClassesDirection To Success
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Money & Banking
🎓 Class
Class 12
📚 Subject
Economics
Money ek aisa medium of exchange hai jisse goods aur services ki buying-selling hoti hai. Banking ka matlab banks ke through money ko deposit karna, loan dena aur financial services provide karna hai.
M = Currency + Demand Deposits
* Commodity Money * Metallic Money * Paper Money * Bank Money * Digital Money Types of Banks * Central Bank (RBI) * Commercial Bank * Cooperative Bank * Regional Rural Bank (RRB)
* Medium of Exchange * Measure of Value * Store of Value * Standard of Deferred Payment * Easily Portable * Durable * Acceptable by Everyone * Divisible
* Trade ko easy banata hai. * Time aur effort bachata hai. * Saving aur investment ko encourage karta hai. * Economy ki growth mein help karta hai. * Online payment ko possible banata hai.
* Inflation ka risk. * Fake currency ka problem. * Cyber fraud ka danger. * Excess money supply se prices badh sakte hain.
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India duniya ka sabse bada digital payment market ban chuka hai. Har mahine billions UPI transactions hote hain, jisse cash ke bina bhi aasani se payment ki ja sakti hai.
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